News & Analysis as of August 16, 2025

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The term "mortgage" typically refers to a mortgage loan. A mortgage loan is a financing instrument where an individual or business borrows money to purchase property (usually real property) and... more +

UK FCA Handbook 132

A&O Shearman on 8/14/2025

The UK Financial Conduct Authority (FCA) has published Handbook Notice 132, outlining legislative and technical updates to the FCA Handbook made by the statutory instruments set out below. - Non-Financial Misconduct...more

OCC Establishes New Third-Party Risk Management Expectations, Including for Bank Relationships With Marketplace Lenders

Troutman Pepper Locke on 2/22/2017

The bulletin requires relationships between banks and marketplace lenders to be treated with the same rigor of due diligence and ongoing oversight as other relationships with third parties. On January 24, the Office of...more

CFPB Highlights Mortgage Servicing Examination Findings and Technology Issues

Ballard Spahr LLP on 7/8/2016

In an unmistakable warning shot to mortgage servicers, the CFPB recently issued a “Mortgage Servicing Special Edition” of its Supervisory Highlights. The CFPB also updated portions of its Mortgage Servicing Examination...more

Ctrl Alt Delete: CFPB says Mortgage Servicers Need Technological Reboot

Burr & Forman on 6/30/2016

The Consumer Financial Protection Bureau (CFPB) released a special edition of its supervision report, honing in on mortgage servicers on June 22nd. It blamed outdated technology and process breakdown for trends it has seen...more

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Mortgages › Banking Sector › Technology

UK FCA Handbook 132

OCC Establishes New Third-Party Risk Management Expectations, Including for Bank Relationships With Marketplace Lenders

CFPB Highlights Mortgage Servicing Examination Findings and Technology Issues

Ctrl Alt Delete: CFPB says Mortgage Servicers Need Technological Reboot

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