News & Analysis as of August 16, 2025

Consumer Protection Laws

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The term "mortgage" typically refers to a mortgage loan. A mortgage loan is a financing instrument where an individual or business borrows money to purchase property (usually real property) and... more +

President Expected to Sign Bill to Rein In Mortgage ‘Trigger Leads’

Brownstein Hyatt Farber Schreck on 8/7/2025

Over the weekend the Senate by voice vote passed H.R. 2808, the House version of the Homebuyers Privacy Protection Act, sending the bill to President Trump for signature. The bill is led by Reps. John Rose (R-TN) and Ritchie...more

Nevada enacts new customer information safeguarding standards for financial services companies

Orrick, Herrington & Sutcliffe LLP on 6/2/2025

On May 26, the governor of Nevada enacted SB 44 to impose new duties on financial services providers in Nevada, aligning state requirements for safeguarding customer information with FTC standards in its safeguards rule (16...more

Consumer Finance State Roundup - March 2025

Alston & Bird on 3/7/2025

The latest edition of the Consumer Finance State Roundup highlights recently enacted measures of potential interest from two states: California: Effective January 1, California Assembly Bill 3108 addresses mortgage fraud. ...more

Who Regulates Residential Mortgage Trigger Leads?

Bradley Arant Boult Cummings LLP on 1/24/2025

In a bit of a surprise development at the end of 2024, the United States Senate passed the Homebuyers Privacy Protection Act, which amends the Fair Credit Reporting Act (FCRA) to include specific restrictions on the use of...more

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Mortgages › Data Privacy › Consumer Protection Laws

President Expected to Sign Bill to Rein In Mortgage ‘Trigger Leads’

Nevada enacts new customer information safeguarding standards for financial services companies

Consumer Finance State Roundup - March 2025

Who Regulates Residential Mortgage Trigger Leads?

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