News & Analysis as of August 16, 2025

Lenders

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The term "mortgage" typically refers to a mortgage loan. A mortgage loan is a financing instrument where an individual or business borrows money to purchase property (usually real property) and... more +

Top Five Things to Know About Borrowing Money for Gulf State Energy Financing

Adams & Reese on 6/13/2025

Oil and gas companies operating in the Gulf States frequently access financing to support their operations and exploration. The transactions involve unique legal complexities due to the nature of the industry and assets...more

Non-Disturbance Agreements: Beneficial to Both Renewables Developers and Banks

Husch Blackwell LLP on 8/10/2022

Few propositions are as much of a win-win for both the holders of mortgages and the developers of renewable energy projects as non-disturbance and attornment agreements....more

Louisiana Lender Not Liable for Lease Violations

Gray Reed on 7/3/2018

The Louisiana Supreme Court’s reversal of lower courts in Gloria’s Ranch, L.L.C. v. Tauren Expl., Inc. eliminates a major source of anguish for Louisiana energy lenders and their borrowers. You might recall our report on the...more

An Oil and Gas Case to Expect From Louisiana, and Another From Texas

Gray Reed on 1/11/2018

Anyone seeking stability in the law governing E&P activities in Louisiana will view the lower court decision as a grave error that must be corrected. Virtually every mortgage provides safeguards to protect collateral and...more

New Energy Benchmarking Law for California Borrowers

Ervin Cohen & Jessup LLP on 5/6/2014

In the increasingly competitive lending market, how does a lender separate itself from the herd? By informing borrowers about new mandatory disclosure regulations and potentially saving them money in complying with such...more

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