News & Analysis as of August 16, 2025

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The term "mortgage" typically refers to a mortgage loan. A mortgage loan is a financing instrument where an individual or business borrows money to purchase property (usually real property) and... more +

EBA issues opinion on Norway's measure of risk weight floor increase

A&O Shearman on 6/3/2025

The European Banking Authority (EBA) has issued an opinion (dated 12 May) in response to a notification from the Norwegian Ministry of Finance, regarding its intention to recalibrate the risk weight floor for Norwegian retail...more

Orrick's Financial Industry Week In Review

Orrick, Herrington & Sutcliffe LLP on 8/2/2016

Agencies Issue Proposal on Method to Adjust Threshold for Exempting Small Loans from Special Appraisal Requirements - On July 22, 2016, the Consumer Financial Protection Bureau, the Federal Reserve Board and the Office...more

Orrick's Financial Industry Week in Review

Orrick, Herrington & Sutcliffe LLP on 1/22/2016

The Federal Housing Finance Agency Releases Final Rule on Federal Home Loan Bank Membership - On January 12, 2016, the Federal Housing Finance Agency ("FHFA") issued a final rule establishing new requirements for...more

EBA Consults on its Benchmark Rate Under the MCD

Orrick - Finance 20/20 on 10/20/2015

The Mortgage Credit Directive (2014/17/EU) (MCD) requires that creditors create two illustrative examples for variable rate mortgages on the basis of a benchmark rate specified by the EBA. Consequently, the EBA has developed...more

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Mortgages › European Banking Authority (EBA) › Banks

EBA issues opinion on Norway's measure of risk weight floor increase

Orrick's Financial Industry Week In Review

Orrick's Financial Industry Week in Review

EBA Consults on its Benchmark Rate Under the MCD

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