News & Analysis as of August 16, 2025

Real Estate Transactions

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The term "mortgage" typically refers to a mortgage loan. A mortgage loan is a financing instrument where an individual or business borrows money to purchase property (usually real property) and... more +

Fannie Mae: New Title, Closing Requirements for Multifamily Mortgages

Harris Beach Murtha PLLC on 8/5/2025

For the past few years, Fannie Mae, Freddie Mac and the Federal Housing Finance Agency have investigated suspect fraudulent deals. After the great financial crisis, several regulations were implemented to increase the number...more

Fannie Mae Updates Multifamily Loan Documents

Miles & Stockbridge P.C. on 7/18/2025

Fannie Mae recently announced updates to its Multifamily Loan Documents with Lender Letter (25-04). Since that time, Fannie Mae released a revised Lender Letter (25-04R) that changed the mandatory date for use of the loan...more

Fannie Mae Releases New Title, Closing Requirements for Multifamily Mortgage Loans

Miles & Stockbridge P.C. on 5/15/2025

Continuing a focus on knowing your clients and fraud, Fannie Mae released last week Title and Closing Requirements for Multifamily Mortgage Loans Form 4650, a comprehensive update that will impact how you set up future...more

CFPB sues real estate company and independent real estate brokerage group for alleged RESPA violations

Orrick, Herrington & Sutcliffe LLP on 1/16/2025

Recently, the CFPB filed a complaint in the U.S. District Court for the Eastern District of Michigan against a real estate company, and an independent real estate brokerage firm and its brokerage affiliates and CEO, alleging...more

Beware of the Law of Unintended Consequences

Cadwalader, Wickersham & Taft LLP on 8/14/2024

A recent study, Government Litigation Risk and the Decline in Low-Income Mortgage Lending, provides further evidence that the law of unintended consequences reigns supreme, particularly in the realm of public policy. The...more

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