News & Analysis as of August 16, 2025

Legislative Agendas

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The term "mortgage" typically refers to a mortgage loan. A mortgage loan is a financing instrument where an individual or business borrows money to purchase property (usually real property) and... more +

Broad Street Brief: City Council Examines HOME Initiative

Cozen O'Connor on 4/25/2025

Mayor Cherelle Parker unveiled details about the programs to be funded by her signature Housing Opportunities Made Easy (HOME) Initiative on Monday. More than 75% of the $800 million bond amount will be allocated to seven key...more

Cozen Currents: Is Harris the Answer?

Cozen O'Connor on 7/24/2024

The Cozen Lens - While it’s becoming ever clearer Vice President Harris is likely to be the Democratic nominee following President Biden’s decision to step aside, it’s less clear what the impact will be on the presidential...more

Coronavirus: The Hill and the Headlines, December 2020 # 2

Hogan Lovells on 12/3/2020

In Washington: Congress continues to debate a new coronavirus relief package, possibly as part of a government spending bill due December 11. Here are the latest developments...more

California's 2021 Housing Laws: What You Need to Know

Holland & Knight LLP on 9/23/2020

As California's housing supply and homelessness crisis continues to worsen, the state Legislature has for the past several years passed numerous pieces of housing legislation in each legislative session. ...more

Inside the Beltway – Ringing in the Near Year With an Impeachment Trial

Ballard Spahr LLP on 1/24/2020

What legislative activity can we expect in 2020 in the area of housing finance reform? With the Senate kicking off the New Year with an impeachment trial, it is highly unlikely Congress will make much headway on housing...more

Inside the Beltway – Will Impeachment Trump Housing Finance Reform?

Ballard Spahr LLP on 10/4/2019

We continue to gauge the potential for Congress to act on the administration’s housing finance plan and/or pass their own before adjourning for the year. When Congress returned from August recess, members faced an ambitious...more

Inside the Beltway: GSE Housing Reform and More…

Ballard Spahr LLP on 2/21/2019

The new 116th Congress convened on January 3, 2019, with members of Congress sworn into office. Although the first month was consumed by the partial government shutdown, Congressional committee assignments were finalized, and...more

Substitute House Bill No. 5490 Proposes Changes to Connecticut Banking Law

Ballard Spahr LLP on 5/2/2018

Substitute House Bill No. 5490, an Act Concerning Consumer Credit Licenses, proposes to make changes to the Banking Law in Connecticut that would expand the banking commissioner's existing authority in the mortgage arena to...more

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