News & Analysis as of August 16, 2025

Mortgage Lenders

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The term "mortgage" typically refers to a mortgage loan. A mortgage loan is a financing instrument where an individual or business borrows money to purchase property (usually real property) and... more +

Structured Finance Spectrum – Winter 2025

Alston & Bird on 3/5/2025

Welcome to the latest edition of the Spectrum, covering hot-topic issues in the structured finance markets in the U.S. and UK. This edition features a close look at business development companies, an introduction to project...more

CFPB Publishes New Report on State Community Reinvestment Laws

Sheppard Mullin Richter & Hampton LLP on 11/10/2023

On November 2, the CFPB issued a new report on state Community Reinvestment Act laws. The report found that many states adopted Community Reinvestment Acts (CRAs) similar to the federal Community Reinvestment Act of 1977. The...more

Liquidity in Today’s Economy

White and Williams LLP on 2/11/2020

I recently was chatting with a residential mortgage broker and learned that conventional mortgages, those that qualify for purchase by Fannie Mae, carry a higher interest rate than “jumbo” mortgages, those that are too large...more

Orrick's Financial Industry Week in Review

Orrick, Herrington & Sutcliffe LLP on 7/30/2016

EBA Final Draft RTS on Assessment Methodology for Internal Ratings-Based Approach - The EBA has published final draft regulatory technical standards (RTS) on the specification of the assessment methodology for competent...more

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Mortgages › Investment Management › Mortgage Lenders

Structured Finance Spectrum – Winter 2025

CFPB Publishes New Report on State Community Reinvestment Laws

Liquidity in Today’s Economy

Orrick's Financial Industry Week in Review

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