News & Analysis as of August 17, 2025

Mortgage Lenders

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The term "mortgage" typically refers to a mortgage loan. A mortgage loan is a financing instrument where an individual or business borrows money to purchase property (usually real property) and... more +

The Use of Trusts in Mortgage Loan Financing

Sheppard Mullin Richter & Hampton LLP on 6/26/2025

Trusts are being used more often for financing mortgage loans, which can be an effective way to optimize asset management and minimize lender risk. Key Benefits of Using Trusts in Mortgage Loan Financing...more

House Votes to Repeal OCC True Lender Rule

Goodwin on 7/28/2021

In This Issue. The House of Representatives voted to pass a Congressional Review Act resolution repealing the Office of the Comptroller of the Currency’s (OCC) “true lender” rule; the Consumer Financial Protection Bureau...more

Liquidity in Today’s Economy

White and Williams LLP on 2/11/2020

I recently was chatting with a residential mortgage broker and learned that conventional mortgages, those that qualify for purchase by Fannie Mae, carry a higher interest rate than “jumbo” mortgages, those that are too large...more

Ohio Will Require Registration for Passive Secondary Market Investors in Ohio Mortgage Servicing Rights

Alston & Bird on 3/13/2019

Ohio is the latest state to require registration for entities that passively invest in whole residential mortgage loans on a servicing-released basis and their stand-alone mortgage servicing rights. Our Financial Services &...more

Are Statute Of Limitation Defenses On Your Radar?

Troutman Pepper Locke on 7/27/2015

Mortgage servicers and their clients have been working with a population of defaulted loans in the hundreds of thousands for the better part of the last seven years. Now, as regulatory and statutory changes have extended...more

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