News & Analysis as of August 16, 2025

Banking Sector

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The term "mortgage" typically refers to a mortgage loan. A mortgage loan is a financing instrument where an individual or business borrows money to purchase property (usually real property) and... more +

PRA policy statement confirming amendments to the large exposures framework

A&O Shearman on 8/4/2025

The UK Prudential Regulation Authority (PRA) has published a policy statement confirming amendments to the large exposures framework in respect of exposures arising from mortgage lending, exposures to the UK FSCS,...more

PRA to review Loan to Income flow limit rule and offers interim modification by consent

A&O Shearman on 7/22/2025

The Prudential Regulation Authority (PRA) has announced it will be reviewing the Loan to Income (LTI) flow limit requirements, following the Financial Policy Committee's (FPC) recommendation, as stated in its July financial...more

Key Regulatory Topics Weekly Update 16 February to 22 February 2024

A&O Shearman on 2/26/2024

Of particular note this week in the EU, the Council adopted the legislative package to strengthen market data transparency which includes changes to the EU’s trading rules on market data, payment for order flow and commodity...more

Nutter Bank Report: November 2021

Nutter McClennen & Fish LLP on 11/30/2021

Federal Banking Agencies Publish Policy Road Map for Crypto-Asset Activities - The federal banking agencies have issued a joint statement summarizing their interagency “policy sprints” focused on crypto-asset activities...more

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Mortgages › Prudential Regulation Authority (PRA) › Banking Sector

PRA policy statement confirming amendments to the large exposures framework

PRA to review Loan to Income flow limit rule and offers interim modification by consent

Key Regulatory Topics Weekly Update 16 February to 22 February 2024

Nutter Bank Report: November 2021

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