News & Analysis as of August 17, 2025

Consumer Protection Laws

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The term "mortgage" typically refers to a mortgage loan. A mortgage loan is a financing instrument where an individual or business borrows money to purchase property (usually real property) and... more +

CFPB Narrows Supervision and Enforcement, Leaving Broader Focus to States

Venable LLP on 4/23/2025

The CFPB confirmed in a recent memo to staff that it is shifting its tone on supervision and enforcement—even as reports circulate about significant staffing cuts and potential structural changes at the agency. ...more

CFPB Suggests Shift In Supervision and Enforcement Priorities

Katten Muchin Rosenman LLP on 4/23/2025

On April 16, the Consumer Financial Protection Bureau (CFPB) seemingly provided its employees with a memorandum outlining its ongoing supervisory and enforcement priorities (Memo). Although the Memo has not been made publicly...more

FHFA Rescinds UDAP Oversight Bulletin and SPCP-Based Renter Protections

Sheppard Mullin Richter & Hampton LLP on 3/31/2025

The Federal Housing Finance Agency (FHFA) has taken two significant deregulatory steps affecting its oversight of the government-sponsored enterprises, Fannie Mae and Freddie Mac (GSEs). The agency rescinded a 2024 advisory...more

CFPB issues Summer 2018 Supervisory Highlights

Ballard Spahr LLP on 9/12/2018

The CFPB’s newly-released Summer 2018 edition of Supervisory Highlights represents the CFPB’s first Supervisory Highlights report covering supervisory activities conducted under Acting Director Mick Mulvaney’s leadership. ...more

Corporate Insurance Newsletter – July 2018

Hogan Lovells on 8/16/2018

The Hogan Lovells’ Corporate Insurance Newsletter for July has been published. This provides a round-up of UK, EU and international regulatory developments relevant to UK based insurance market participants. ...more

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