News & Analysis as of August 16, 2025

Financial Institutions

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The term "mortgage" typically refers to a mortgage loan. A mortgage loan is a financing instrument where an individual or business borrows money to purchase property (usually real property) and... more +

Even If We Don’t Want To, We Should Still Talk About REMIC More

Crunched Credit on 2/20/2025

As regular readers of CrunchedCredit will know, I recently pitched the idea of amending our hoary old REMIC statute to allow additions of collateral after the startup date window to allow modification to performing loans (and...more

Saving Loans for REMICs

Cadwalader, Wickersham & Taft LLP on 2/24/2023

Under the REMIC rules, a mortgage loan ceases to be a good REMIC asset if the borrower replaces the real property collateral with government securities (known as defeasance) less than two years after the REMIC’s startup date....more

IRS Provides Relief for Securitized Mortgage Loan Modifications Anticipated from COVID-19

Holland & Knight LLP on 4/28/2020

The Internal Revenue Service (IRS) issued Revenue Procedure 2020-26 on April 13, 2020, providing relief to certain securitization vehicles, including investment trusts and real estate mortgage investment conduits (REMICs),...more

Orrick's Financial Industry Week In Review

Orrick, Herrington & Sutcliffe LLP on 5/19/2017

Financial Industry Developments - Changes Proposed to CAS and STACR Programs - On May 8, 2017, Fannie Mae and Freddie Mac announced that they are considering certain changes to the structure of their CAS and STACR...more

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Mortgages › REMIC › Financial Institutions

Even If We Don’t Want To, We Should Still Talk About REMIC More

Saving Loans for REMICs

IRS Provides Relief for Securitized Mortgage Loan Modifications Anticipated from COVID-19

Orrick's Financial Industry Week In Review

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