News & Analysis as of August 16, 2025

Loans

+ Follow

The term "mortgage" typically refers to a mortgage loan. A mortgage loan is a financing instrument where an individual or business borrows money to purchase property (usually real property) and... more +

Potential Improvements for CRA (Part 4b of 4)

GeoDataVision on 4/28/2025

In the first 3 articles in this series (1, 2, 3), we identified fatal flaws in the 2023 CRA rule. In Parts 4a – 4c we propose the regulators consider potential improvements to the rule when they publish the Notice of Proposed...more

What You Need to Know About Freddie Mac’s Recent Update

Miles & Stockbridge P.C. on 3/4/2025

Freddie Mac published last Thursday an update to the Freddie Mac Guide, which included a discussion of various underwriting, fraud detection and loan document changes. Here's what you need to know...more

CFPB Issues HMDA Guides

Ballard Spahr LLP on 9/26/2019

The CFPB recently issued the 2020 Filing Instructions Guide for Home Mortgage Disclosure Act (HMDA) data. The Guide applies to HMDA data collected in calendar year 2020 that must be reported to the government in 2021....more

Your Daily Dose of Financial News

Robins Kaplan LLP on 1/23/2017

JPMorgan and other asset managers are pushing hard for a new type of ETF that “mimics active strategies but keeps its investments secret.” The concept hasn’t yet been embraced by the SEC, though the heavy-hitters looking to...more

4 Results

View per page

Page: of 1

Mortgages › Reporting Requirements › Loans

Potential Improvements for CRA (Part 4b of 4)

What You Need to Know About Freddie Mac’s Recent Update

CFPB Issues HMDA Guides

Your Daily Dose of Financial News

"My best business intelligence, in one easy email…"