News & Analysis as of August 17, 2025

Lenders

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The term "mortgage" typically refers to a mortgage loan. A mortgage loan is a financing instrument where an individual or business borrows money to purchase property (usually real property) and... more +

New York Legislature Targets Real Estate Lenders To Lower Rents

Jones Day on 7/25/2025

In an effort to protect small businesses from high rents, on June 13, both houses of New York's legislature passed a bill, S1163, that prohibits "rent minimums" in real estate secured loan documents. As of this writing, this...more

The CARES Act: What Banks Need to Know

Goodwin on 4/2/2020

Recognizing the critical role that banks and other financial institutions play in providing capital and liquidity to American businesses and consumers, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act), the...more

House Financial Services Committee passes CFPB-related bills including bill creating TRID Rule hold harmless period

Ballard Spahr LLP on 8/10/2015

On July 29, the following four CFPB-related bills were passed by the House Financial Services Committee: H.R. 3192, the “Homebuyers Assistance Act”: The bill would provide a hold harmless period for the TILA/RESPA Integrated...more

Treasury Department Starts the Regulatory Ball Rolling for Marketplace Lenders

Troutman Pepper on 7/27/2015

The Treasury Department’s notice and request poses 14 detailed questions to gather public information concerning the role of marketplace lending in the financial services industry. On July 16, 2015, the U.S. Department...more

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Mortgages › Small Business › Lenders

New York Legislature Targets Real Estate Lenders To Lower Rents

The CARES Act: What Banks Need to Know

House Financial Services Committee passes CFPB-related bills including bill creating TRID Rule hold harmless period

Treasury Department Starts the Regulatory Ball Rolling for Marketplace Lenders

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