News & Analysis as of August 16, 2025

Affordable Housing

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The term "mortgage" typically refers to a mortgage loan. A mortgage loan is a financing instrument where an individual or business borrows money to purchase property (usually real property) and... more +

Potential Impacts of the Privatization of Fannie Mae and Freddie Mac

Harris Beach Murtha PLLC on 6/5/2025

Fannie Mae (1938) and Freddie Mac (1970) were created with the end goal of promoting homeownership across the United States. Fannie Mae and Freddie Mac, both government-sponsored entities (“GSEs”), are publicly traded and...more

HUD reverses course and eliminates eligibility of Non-Permanent U.S. Residents for FHA Loans

Ballard Spahr LLP on 4/1/2025

In the waning hours of the first Trump Administration the U.S. Department of Housing and Urban Development (HUD) announced that effective January 19, 2021 individuals who are classified under the “Deferred Action for...more

FHFA announces new director is sworn in

Orrick, Herrington & Sutcliffe LLP on 3/24/2025

On March 14, the FHFA announced that Director William Pulte was sworn in as its fifth director in a ceremony held in Washington, D.C., on March 14. Pulte was appointed by President Trump and will serve a five-year term...more

Orrick's Financial Industry Week In Review

Orrick, Herrington & Sutcliffe LLP on 1/27/2017

Financial Industry Developments - Federal Reserve Board Announces Finalized Rule Adjusting the Board's Maximum Civil Money Penalties - On January 18, 2017, the Federal Reserve Board announced that it was adjusting...more

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Mortgages › Trump Administration › Affordable Housing

Potential Impacts of the Privatization of Fannie Mae and Freddie Mac

HUD reverses course and eliminates eligibility of Non-Permanent U.S. Residents for FHA Loans

FHFA announces new director is sworn in

Orrick's Financial Industry Week In Review

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