News & Analysis as of August 16, 2025

Mortgage Servicers

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The term "mortgage" typically refers to a mortgage loan. A mortgage loan is a financing instrument where an individual or business borrows money to purchase property (usually real property) and... more +

VA Announces Wind Down of VASP Program and VA Home Retention Waterfall

Alston & Bird on 4/28/2025

What Happened? On April 23, 2025, the U.S. Department of Veterans Affairs (VA) issued Circular 26-25-2 (the Circular), which announces that the VA’s Veterans Affairs Servicing Purchase (VASP) program is winding down. As of...more

Mortgage Servicers: VA Issues Guidance Regarding Noncompliance in Processing VA Assumptions

Alston & Bird on 1/18/2024

A&B Abstract: On December 20, 2023, the Department of Veterans Affairs (VA) issued Circular 26-23-27 (the “Circular”) to remind holders and servicers of VA-guaranteed loans about their obligation to process assumptions and...more

VA Allows Deferments as Loss Mitigation Options for Borrowers with COVID-19 Forbearances

Ballard Spahr LLP on 9/17/2020

In Loan Guaranty Circular 26-20-33, the U.S. Department of Veterans Affairs temporarily authorized the use of deferments as a loss mitigation option for borrowers with a COVID-19 forbearance....more

House Passes Bill to Address Unintended Ginnie Mae Securitization Issue Created by S.2155

Ballard Spahr LLP on 10/2/2018

The U.S. House of Representatives recently passed H.R. 6737 to amend the Economic Growth, Regulatory Relief, and Consumer Protection Act (the Act) to address a technical issue that prevented mortgage lenders from including...more

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Mortgages › VA Loans › Mortgage Servicers

VA Announces Wind Down of VASP Program and VA Home Retention Waterfall

Mortgage Servicers: VA Issues Guidance Regarding Noncompliance in Processing VA Assumptions

VA Allows Deferments as Loss Mitigation Options for Borrowers with COVID-19 Forbearances

House Passes Bill to Address Unintended Ginnie Mae Securitization Issue Created by S.2155

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