News & Analysis as of August 16, 2025

COVID-19

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The term "mortgage" typically refers to a mortgage loan. A mortgage loan is a financing instrument where an individual or business borrows money to purchase property (usually real property) and... more +

Veterans Affairs Ending Mortgage Rescue Program

Bradley Arant Boult Cummings LLP on 4/8/2025

On April 3, 2025, the U.S. Department of Veterans Affairs (VA) announced it will end the Veterans Affairs Servicing Purchase (VASP) program on May 1, 2025. This decision comes just shy of one year since the program’s...more

Residential Evictions: What Homeowners Need To Know (Spanish)

Lowenstein Sandler LLP on 4/21/2021

A partir del 20 de abril, 2021- CIERRES PATRONALES- ¿Puedo ser excluido de mi casa durante la emergencia del COVID-19? No. El 19 de marzo de 2020, el gobernador de Nueva Jersey, Philip Murphy, emitió la Orden...more

CFPB, FTC And 50 States Show Power In Numbers With Operation Corrupt Collector

Goodwin on 10/2/2020

In the News. The Consumer Financial Protection Bureau (CFPB), along with the Federal Trade Commission (FTC) and more than 50 federal and state law enforcement partners, announced Operation Corrupt Collector, a nationwide law...more

VA Addresses COVID-19 Precautions for Specially Adapted Housing Project Stakeholders

Ballard Spahr LLP on 7/29/2020

On July 27, 2020, the U.S. Department of Veterans Affairs (VA) issued Circular 26-20-27, dated July 22, 2020, to address COVID-19 precautions for Specially Adapted Housing (SAH) project stakeholders....more

VA Addresses CARES Act Forbearance Effect on VA Loan Eligibility

Ballard Spahr LLP on 7/4/2020

In Loan Guaranty Circular 26-20-25, dated June 30, 2020, the U.S. Department of Veterans Affairs (VA) addresses the effect of a CARES Act forbearance, or some other COVID-19 credit relief, on the eligibility of a veteran for...more

VA Extends Eviction Moratorium Through August 31

Ballard Spahr LLP on 6/23/2020

On June 18, 2020, the U.S. Department of Veterans Affairs (VA) in Circular 26-20-23 (dated June 17, 2020) extended the eviction moratorium for properties secured by VA guaranteed loans from June 30, 2020 to August 31....more

VA Updated Guidance on Relief for Borrowers Experiencing Financial Hardship Due to COVID-19

Ballard Spahr LLP on 4/14/2020

In Circular 26-20-12, dated April 8, 2020, the U.S. Department of Veterans Affairs (VA) updated its prior guidance on the relief available to VA loan borrowers based on the passage of the Coronavirus Aid, Relief, and Economic...more

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