News & Analysis as of

Natural Disasters

Rumberger | Kirk

Before Disaster Hits, Employers Must Assess Safety, Legal Risks

Rumberger | Kirk on

As hurricanes come ashore in the Southeast, tornadoes spin throughout the Great Plains, and wildfires consume neighborhoods in the West, sometimes the only human-made aspect of life that survives is the law. Businesses in the...more

Jones Day

Climate Inaction and Human Rights: The ECtHR's Cautious Approach in De Conto and Uricchio v. Italy and Others

Jones Day on

As climate litigation spreads across Europe, the European Court of Human Rights ("ECtHR") is increasingly asked to evaluate whether insufficient climate action by States may violate the rights enshrined in the European...more

J.S. Held

When the Smoke Clears: Business Interruption Claims from Wildfire Evacuations Without Physical Damage

J.S. Held on

Over the past three to four summers, the insurance industry has seen a significant increase in wildfire evacuation claims (also known as civil authority). The Insurance Bureau of Canada ranked the summer of 2024 as the...more

Cozen O'Connor

South Florida Wildfires Status & Subrogation Risk Analysis

Cozen O'Connor on

Two wildfires in the Everglades near the Broward County border remain fully uncontained, causing widespread smoke, degraded air quality, and reduced visibility across South Florida. Current Situation Overview - Two...more

Thomas Fox - Compliance Evangelist

Culture Crafters: Building a Culture of Accountability in the Face of Disasters

In this next series of podcasts, Tom Fox and Sam Silverstein discuss the critical role of accountability in navigating and mitigating business disasters. Triggered by the impactful floods near Kerrville, Texas, they explore...more

Woods Rogers

Declaring a National Emergency Unlocks the President’s Emergency Powers  

Woods Rogers on

President Trump’s Executive Order declaring a crime emergency in the District of Columbia triggers a complex legal and constitutional framework that could impact businesses nationwide....more

Mitchell, Williams, Selig, Gates & Woodyard,...

Water Infrastructure Resilience: Government Accountability Office Report Assesses Efforts to Assist Communities Vulnerable to...

The United States Government Accountability Office (“GAO”) issued an August 11 report titled: Water Infrastructure Resilience: Agencies Could Better Assess Efforts to Assist Communities Vulnerable to Natural Disasters...more

Foley & Lardner LLP

Tsunamis and the National Flood Insurance Program

Foley & Lardner LLP on

On July 30, an 8.8 magnitude earthquake occurred off of Russia’s Eastern Kamchatka coast, subsequently triggering tsunami warnings in, among other places, Japan and Hawaii. Some have postulated that rising sea levels could...more

Hogan Lovells

The natural catastrophe insurance gap: is a centralised European backstop the solution?

Hogan Lovells on

As climate change intensifies the frequency and severity of natural disasters across Europe, the gap between insured and total economic losses—known as the natural catastrophe insurance protection gap—has become a growing...more

Ballard Spahr LLP

Oregon Repeals Statewide Wildfire Hazard Map and Mitigation Requirements

Ballard Spahr LLP on

Following outcry from rural Oregon property owners faced with stricter building codes and fewer insurers willing to write fire policies, Governor Tina Kotek has signed two measures to address wildfire risks in the state. One...more

Jackson Lewis P.C.

Washington State Joins the Mini-WARN Act Club. How Will Layoffs and Business Closings Be Impacted?

Jackson Lewis P.C. on

Washington is the latest state to enact a “mini-WARN” act, joining a growing number of states with legislation similar to the federal Worker Adjustment and Retraining Notification Act (WARN), 29 U.S.C. § 2101, et seq. The...more

Robinson+Cole Data Privacy + Security Insider

Privacy Tip #451 – Disaster Victims Fall Prey to FEMA Impersonators

In the wake of the recent July 4th flooding tragedy in Texas, scammers and criminals are reaching out to victims to take advantage of their vulnerability. Unfortunately, this is not the first time criminals have used natural...more

Cozen O'Connor

Claims Notes: July 2025

Cozen O'Connor on

Jones owned an eight-acre property with a half-acre pond in front of his house. Hatcher, a broker, offered to secure cheaper insurance, asking Jones to sign a single-page application without questions. Hatcher inspected and...more

Allen Matkins

2025 Land Use, Environmental & Natural Resources Update

Allen Matkins on

California stands at a pivotal juncture in 2025, confronting an array of environmental and housing challenges. As usual, the California State Legislature is considering numerous strategies to address these issues. This year’s...more

Allen Matkins

Pending State Housing Laws: Rebuilding After a Natural Disaster

Allen Matkins on

Various state housing bills are currently making their way through the California State Legislature that are expected to benefit mixed-income multifamily housing developers. The following summaries reflect the status of the...more

Mitchell, Williams, Selig, Gates & Woodyard,...

Driving Loss Reduction Through State-Created Residual Insurance Markets: Environmental Defense Fund/Cornell University Report

The Environmental Defense Fund (“EDF”) and Cornell University issued a report titled: Driving Loss Reduction Through State-Created Residual Insurance Markets (“Report”)....more

WaterStreet Company

2025 Hurricane Season for Insurance

WaterStreet Company on

As the 2025 hurricane season unfolds, insurance companies prepare. Early summer is time to closely monitor hurricane forecasts, assess risks, and account for financial implications that could arise due to increased property...more

J.S. Held

Managing Contents Claims After a Wildfire: Restoration, Testing, and Insurance Strategies

J.S. Held on

Understanding Contents Damage and Contamination After a Wildfire - When dealing with affected personal property (contents) after a wildfire, it is important to understand that each loss location is unique and that there is...more

J.S. Held

Assessing Wildfire Smoke Damage & Understanding Impacts of Wildfire Smoke on Air Quality

J.S. Held on

How Southern California Wildfires Impact Air Quality, Smoke Damage, and Insurance Coverage - The Southern California wildfires in January 2025 are expected to be one of the costliest natural disasters in United States (US)...more

Gray Reed

Weathering the Storm – Part 3: Force Majeure in Construction Contracts

Gray Reed on

Unexpected devastating weather events such as hurricanes, tornados, earthquakes, fires and other natural disasters can strike at any time, leaving construction projects in disarray. While Mother Nature is often unpredictable,...more

WaterStreet Company

How Insurers Takeout Policies with State Insurance Programs

WaterStreet Company on

State insurance programs serve as critical safety nets. When residents struggle to obtain coverage from private insurers, these programs step in. Private insurers can find a different type of opportunity when willing to take...more

GeoDataVision

Designated Disaster Areas and CRA Community Development: Be Careful!

GeoDataVision on

Dear Banker, Many bankers are easily confused by the technical requirements for loans in "disaster areas'' to be potentially qualified for community development credit under CRA. This brief article explains how to avoid...more

Pillsbury - Policyholder Pulse blog

Parametric Insurance: The Future-Proof Solution for Enterprise Risk

In today’s fast-paced and increasingly unpredictable global environment, large enterprises face mounting risks—natural catastrophes, climate-related disruptions, supply chain breakdowns and emerging digital threats....more

Baker Donelson

Update on Federal Disaster Reform: Efforts to "Rebalance" FEMA's Role

Baker Donelson on

Though there is continuing debate on the underlying cause(s), data clearly supports that natural disasters are occurring with increasing frequency and at a greater cost to the American public (whether personally or through...more

WaterStreet Company

Texas FAIR Plan: Opportunities and Challenges for Private Insurers

WaterStreet Company on

As natural disasters continue to impact the insurance market, Texas has seen a surge in policyholders relying on the Texas FAIR Plan Association for coverage....more

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