News & Analysis as of

OSFI Banking Sector

American Conference Institute (ACI)

[Webinar] Top 5 Game-Changing Regulatory Shifts Impacting Financial Compliance and Board Accountability - September 24th, 1:00 pm...

Don’t miss this complimentary webinar spotlighting the five most pressing regulatory developments reshaping compliance in Canada’s financial sector. From board-level liability, to shifting enforcement priorities, get up to...more

Blake, Cassels & Graydon LLP

Rapport du BSIF et de l’ACFC sur l’utilisation de l’IA dans les institutions financières fédérales et les risques connexes

Vers la fin du mois de septembre, le Bureau du surintendant des institutions financières (le « BSIF ») et l’Agence de la consommation en matière financière du Canada (l’« ACFC ») ont publié un rapport conjoint dans lequel ils...more

Blake, Cassels & Graydon LLP

OSFI and FCAC Report on AI Use and Risk at Federally Regulated Financial Institutions

In late September, the Office of the Superintendent of Financial Institutions (OSFI) and the Financial Consumer Agency of Canada (FCAC) jointly released a report describing the evolving risk landscape related to the use by...more

Bennett Jones LLP

OSFI Calls for Consultation on Draft Guidelines for Technology and Cyber Risk Management

Bennett Jones LLP on

On November 9, 2021, the Office of the Superintendent of Financial Institutions (OFSI) launched a three-month public consultation on the Draft Guideline B-13: Technology and Cyber Risk Management....more

American Conference Institute (ACI)

[Virtual Conference] Regulatory Compliance for Financial Institutions - November 23rd - 24th, 8:45 am - 5:00 pm EST

ACI’s 27th Annual Flagship Conference on Regulatory Compliance for Financial Institutions will take place virtually on November 23 – 24, 2021 (EST). Join regulators and industry peers for a series of in-depth discussions...more

Blake, Cassels & Graydon LLP

Budget 2021 – Services financiers

INTRODUCTION - Comme la plupart des Canadiens le savent, le gouvernement fédéral a publié son budget de 2021, intitulé Budget 2021 : Une relance axée sur l’emploi, la croissance et la résilience (le « Budget ») le 19 avril...more

Blake, Cassels & Graydon LLP

Budget 2021 - Financial Services

INTRODUCTION - As most Canadians are aware, the federal government released its 2021 budget - Budget 2021: A Recovery Plan for Jobs, Growth and Resilience on April 19, 2021 (Budget). This bulletin will summarize the...more

Blake, Cassels & Graydon LLP

Nouvelle ligne directrice du BSIF sur les succursales des banques et assureurs étrangers au Canada

Le 27 octobre 2020, le Bureau du surintendant des institutions financières (« BSIF »), soit l’organisme de réglementation des institutions financières fédérales du Canada, a lancé une consultation publique sur le nouveau...more

Blake, Cassels & Graydon LLP

New OSFI Guidance on Foreign Bank and Insurer Branches in Canada

On October 27, 2020, the Office of the Superintendent of Financial Institutions (OSFI), Canada’s federal financial institutions regulator, launched a public consultation on new Draft Guideline E-4: Foreign Entities Operating...more

Blake, Cassels & Graydon LLP

Le BSIF lève la suspension temporaire des options de transfert et la restriction sur les rachats de

Le Bureau du surintendant des institutions financières (le « BSIF ») a levé la suspension temporaire des options de transfert et la restriction sur les rachats de rentes, qui avaient été imposées depuis le 27 mars 2020, sous...more

Blake, Cassels & Graydon LLP

OSFI Lifts Temporary Portability Freeze and Restriction on Buy-Out Annuity Purchases

Effective August 31, 2020, the Office of the Superintendent of Financial Institutions (OSFI) lifted its temporary portability freeze and restriction on buy-out annuity purchases that have been in place since March 27, 2020,...more

Blake, Cassels & Graydon LLP

New OSFI Guidance on Use of Capital Buffers by Small and Medium-Sized Banks

On May 1, 2020, the Office of the Superintendent of Financial Institutions (OSFI), Canada’s prudential banking regulator, issued guidance on the use of internal capital buffers by small and medium-sized banks (SMS Banks) and...more

Blake, Cassels & Graydon LLP

OSFI Announces Continued Regulatory Flexibility Measures in Response to COVID-19

On April 9, 2020, the Office of the Superintendent of Financial Institutions (OSFI) announced further measures to support the financial and operational resilience of Canada’s federally regulated financial institutions as they...more

Blake, Cassels & Graydon LLP

COVID-19: New Measures Announced in Respect of Basel Capital Framework

On April 4, 2020, the Basel Committee on Banking Supervision (Basel Committee) announced new measures aimed at alleviating the impact of COVID-19 on the global banking system. The Office of the Superintendent of Financial...more

Blake, Cassels & Graydon LLP

OSFI Announces Further Actions in Response to COVID-19

On March 27, 2020, and March 30, 2020, the Office of the Superintendent of Financial Institutions (OSFI) announced additional measures to support the financial and operational resilience of federally regulated financial...more

Blake, Cassels & Graydon LLP

OSFI Announces Immediate Measures in Response to COVID-19 and Market Conditions

At close of business on March 13, 2020, the Office of the Superintendent of Financial Institutions (OSFI), Canada’s prudential regulator, announced several actions to support the stability of the Canadian financial system in...more

Blake, Cassels & Graydon LLP

Annual Review of Federal Financial Institution Legislation

In 2018, financial institutions in Canada witnessed yet another year of significant expansion in legislation and regulatory guidance impacting their operations....more

Blake, Cassels & Graydon LLP

A New Federal Financial Consumer Protection Framework

On October 29, 2018, the federal government introduced Bill C-86, Budget Implementation Act, 2018, No. 2 (Bill C-86), the second omnibus budget bill of 2018. If passed, Bill C-86 will, among other things, amend the Bank Act...more

Blake, Cassels & Graydon LLP

USMCA to Remove “in Canada” Record-Keeping Requirements for Financial Institution Sectors

The United States-Mexico-Canada Agreement (USMCA), announced on September 30, 2018, looks to remove certain record-keeping requirements for financial institution sectors. The USMCA is a new treaty between Canada, Mexico and...more

Blake, Cassels & Graydon LLP

Update on the Use of the Words “Bank”, “Banker” and “Banking” by Non-Banks

The amendments to the Bank Act that restrict the use of the words “bank”, “banker” and “banking” (Bank Words) by non-bank entities were recently proclaimed into force and the Office of the Superintendent of Financial...more

Blake, Cassels & Graydon LLP

Year in Review: Legislation and Guidance for Federal Financial Institutions in 2017

2017 marked another year of prodigious development of legislation and regulatory guidance impacting federal financial institutions in Canada. The new wave of initiatives in 2017 included the second stage of the...more

Blake, Cassels & Graydon LLP

OSFI Cracks Down on the Use of the Words “Bank”, “Banker” and “Banking”

On June 30, 2017, the Office of the Superintendent of Financial Institutions Canada (OSFI) issued an advisory (Advisory) regarding the Bank Act (Canada) restrictions on the use of the words “bank”, “banker” and “banking” and...more

Blake, Cassels & Graydon LLP

Trends in Banking: Steps Towards Modernization

Moves Towards Regulatory Modernization - The rapidly evolving nature of banking — and the financial services sector in general — has seen Canada’s Department of Finance make several moves towards modernization. What will...more

Blake, Cassels & Graydon LLP

Year in Review: Legislation and Guidance for Financial Institutions in 2014

2014 was a year replete with new legislative and regulatory initiatives impacting federally regulated financial institutions. The key initiatives introduced or implemented in 2014 are outlined in our annual year in review....more

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