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Policy Exclusions Car Accident Insurance Industry

JUSTICENTER

Comparing Turo’s Protection Plans With Your Personal Auto Insurance

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Peer-to-peer car-sharing platforms like Turo have transformed California’s driving scene. Many California residents are choosing to rent out their personal vehicles or book rides through the Turo app. While Turo offers...more

Rivkin Radler LLP

January 2025 Insurance Update

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We kick off the year with a quartet of state supreme court decisions and an intermediate appellate court ruling that has insurers breathing a harmonious sigh of relief. Policyholders and insurers often disagree over what the...more

Marshall Dennehey

Household Vehicle Exclusion Once Again Enforced—Under the Appropriate Facts

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The household vehicle exclusion has once again been proven to be viable and enforceable—under the right circumstances. Major was using her mother’s vehicle when she was struck by another vehicle operated by Cruz. Major...more

Marshall Dennehey

Courts’ Trend to Weaken Commonly Used Coverage Exclusions Continues

Marshall Dennehey on

In a decision handed down last week in Nationwide Property and Casualty Insurance Company v. Elvia Castaneda and Christina Tapia Casteneda, a three-judge panel of the Pennsylvania Superior Court invalidated the “unlicensed...more

Marshall Dennehey

Regular Use Exclusion Lives—for Liability Claims, at Least

Marshall Dennehey on

Progressive’s insured, Frisbie, had been driving her brother’s vehicle for approximately a month while her own vehicle was experiencing mechanical issues. During this time, Frisbie had possession of her brother’s vehicle for...more

Wiley Rein LLP

Bodily Injury Exclusion in Real Estate Agents E&O Policy Bars Coverage for Car Accident Claim

Wiley Rein LLP on

The United States District Court for the District of Connecticut, applying Connecticut law, has held that a bodily injury exclusion barred coverage for defense and indemnity of a real estate agency’s employee for a claim...more

Rivkin Radler LLP

Insurance Update - November 2021

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We bring you our November Insurance Update. Here’s what happened over the past month. Insurers scored a hat trick before the Ninth Circuit, as the court found no coverage for pandemic-related business interruption...more

Pillsbury - Policyholder Pulse blog

Bad Facts (Sometimes) Make Good Law – The Worst Texting and Driving Incident Still Does Not Defeat Coverage under NY Law

Insurance agreement language that precludes coverage in CGL policies for “expected or intended” injuries has been analyzed in nearly every jurisdiction, and courts have consistently held that bodily injury or property damage...more

Haight Brown & Bonesteel LLP

Court Holds That “Regular Use” Provision is Not Affected by Purpose of Trip for Car Used Exclusively by Family Member

In Nationwide Mutual Ins. v. Shimon (No. C071776, filed 12/3/15, ord. pub. 12/17/15) (hereinafter “Shimon”), a California appeals court affirmed judgment in favor of an auto insurer on a finding that coverage did not apply to...more

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