News & Analysis as of August 25, 2025

Consumer Financial Products

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A repository for the most well-read content on JD Supra at any given time, along with occasional roundups of popular content by specific topic. Also stop by for monthly recaps of hot articles for the previous... more +

BNPL: Buy Now, Regulate in 2026 - FCA publishes proposals

Hogan Lovells on 7/21/2025

Key takeaways The FCA has published details of the ‘proportionate’, ‘flexible’ and outcomes-focused conduct regime it is proposing for newly regulated BNPL agreements. These include a pragmatic approach to documentation and a...more

New York Enacts BNPL and Overdraft Fee Restrictions

Sheppard Mullin Richter & Hampton LLP on 5/23/2025

On May 9, the NYDFS announced that Governor Kathy Hochul signed New York’s FY2026 Budget into law, enacting two major consumer financial protection measures. The budget establishes a licensing and supervision framework for...more

CFPB Bites of the Month - January 2025 - June in January with the CFPB

Hudson Cook, LLP on 2/25/2025

In this month's article, we share some of our top "bites" covered during the January 2025 webinar....more

UK Proposes New Approach To Regulate ‘Buy Now, Pay Later’ Market Amid Rising Consumer Debt Concerns

Skadden, Arps, Slate, Meagher & Flom LLP on 11/5/2024

In the UK, 14 million people used “buy now, pay later” (BNPL) at least once in the six months leading up to January 2023. Frequent users were more than four times as likely as other consumers to have missed a payment on a...more

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Today's Popular Updates › Buy Now Pay Later (BNPL) › Consumer Financial Products

BNPL: Buy Now, Regulate in 2026 - FCA publishes proposals

New York Enacts BNPL and Overdraft Fee Restrictions

CFPB Bites of the Month - January 2025 - June in January with the CFPB

UK Proposes New Approach To Regulate ‘Buy Now, Pay Later’ Market Amid Rising Consumer Debt Concerns

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