News & Analysis as of August 24, 2025

Innovative Technology

+ Follow

A repository for the most well-read content on JD Supra at any given time, along with occasional roundups of popular content by specific topic. Also stop by for monthly recaps of hot articles for the previous... more +

AI in the Financial Services Industry

Ballard Spahr LLP on 8/19/2025

The recent American Association of Residential Mortgage Regulators Annual Conference included a presentation highlighting the rising use of Artificial Intelligence (“AI”) in the Financial Services industry. As this will...more

RegFi Episode 43: Investing in Financial Inclusion

Orrick, Herrington & Sutcliffe LLP on 8/8/2024

Kabir Kumar, director of policy and ecosystem building at Flourish Ventures, joins RegFi co-hosts Jerry Buckley and Sasha Leonhardt to explore the fundamental role of technology in expanding access to fair and stable...more

Fintech 2020: A Global Survey on the State of Financial Technology

Goodwin on 9/16/2020

Letter from Our Co-Chairs - As the digital transformation of financial markets accelerates at breakneck speeds, fintech presents significant opportunities and challenges for both investors and innovators around the world. ...more

The Year in FinTech - Our Popular Reads in 2019

Beacon Insights by JD Supra on 12/9/2019

A recap of some of the most well-read FinTech-focused writing on JD Supra during 2019. A token...more

NYDFS Creates Research and Innovation Division and Prioritizes Fintech and Consumer Protection

Ballard Spahr LLP on 7/26/2019

Linda Lacewell, the recently confirmed Superintendent of the New York Department of Financial Services, detailed in a recent interview that she will prioritize fintech and consumer protection. True to her word, NYDFS...more

State Law Fintech Roundup

Burr & Forman on 7/11/2019

As fintech and blockchain transactions continue to grow in popularity, they are receiving increased attention at the state level, whether through fintech sandboxes, crypto-friendly legislation, or other initiatives aimed to...more

House and Senate to hold hearings focused on fintech, artificial intelligence

Ballard Spahr LLP on 6/24/2019

This week, Congress will be holding a hearing focused on fintech and two hearings at which artificial intelligence (AI) will be the focus. Fintech: Tomorrow, June 25, the House Financial Services Committee’s Task Force on...more

Fintech Regulatory Sandboxes: Update on Arizona’s Sandbox and Other Developments

Perkins Coie on 2/11/2019

Arizona’s financial technology (“fintech”) sandbox (“Sandbox”), the first of its kind in the United States, has been open for several months and has accepted three participants. A month after the program’s launch, Arizona’s...more

Cato Institute to hold Jan. 17 policy forum on fintech innovation

Ballard Spahr LLP on 1/15/2019

The Cato Institute announced that it will hold a policy forum in Washington, D.C. on January 17, 2019 at which the topic will be “Promoting Fintech Innovation and Consumer Choice: The Role of Regulatory Sandboxes.”...more

Emerging Trends in the Regulation of Fintech and Blockchain Technology: An Update on Regulatory Sandboxes

Snell & Wilmer on 9/13/2018

According to a recent study published by PricewaterhouseCoopers (“PwC”), regulatory uncertainty is the biggest barriers to wider business adoption of blockchain technology. Given this problem, it should not be surprising that...more

Fintech Forecast: Lawmakers and Regulators Poised to Revamp the Legal Landscape in 2017

Bradley Arant Boult Cummings LLP on 7/6/2017

Financial technology, or fintech, is poised to be the center of U.S. regulation in 2017. Industry experts estimate that between July 2015 and January 2016, more than $5.5 billion was invested in the fintech sector. As fintech...more

We Should Be Friends: Community Banks and Fintech Companies

Hogan Lovells on 4/19/2017

Community banks play an essential role in the American financial system – they provide the majority of small business and farm loans, as well as mortgage and general banking services. In addition, community banks remain one...more

SEC and OCC Seek Accommodation with Fintech Firms

Carlton Fields on 1/3/2017

In November, industry participants and their regulators convened at the SEC for a special forum on the use of financial technology (fintech). In recent years, large amounts have been invested in fintech platforms such as...more

National Bank Charters for Fintech Companies

Orrick, Herrington & Sutcliffe LLP on 12/12/2016

"Technology-based products and services are the future of banking and the economy." "What excites me most about the changes occurring in financial services is the great potential to expand financial inclusion, reach...more

CFPB Sends Clear Message That FinTech Start-Ups Have Same Obligations as Established Companies

Bradley Arant Boult Cummings LLP on 10/3/2016

In a clear message to FinTech start-ups, on September 27, 2016, the Consumer Financial Protection Bureau (CFPB) ordered online lender Flurish, Inc. to pay $1.83 million in refunds and a civil penalty of $1.8 million for...more

Congressman introduces fintech bill

Ballard Spahr LLP on 9/27/2016

Republican Congressman Patrick McHenry, Vice Chair of the House Financial Services Committee, has introduced the “Financial Services Innovation Act of 2016,” which is intended to provide a streamlined regulatory process for...more

Regulators Raise Marketplace Lending Concerns at FTC FinTech Forum

Ballard Spahr LLP on 6/21/2016

The Federal Trade Commission (FTC) recently held a FinTech forum addressing marketplace lending. The forum was promoted by the FTC as the first in a series it plans to hold exploring emerging financial technology and its...more

FTC holding FinTech forum on marketplace lending

Ballard Spahr LLP on 6/9/2016

On June 9, 2016, the FTC will host a “FinTech forum on marketplace lending,” the first in a forum series described by the FTC as “exploring emerging financial technology and its implications for consumers.” According to the...more

18 Results

View per page

Page: of 1

Today's Popular Updates › Consumer Financial Products › Innovative Technology

"My best business intelligence, in one easy email…"