News & Analysis as of August 21, 2025

Financial Conduct Authority (FCA)

+ Follow

A repository for the most well-read content on JD Supra at any given time, along with occasional roundups of popular content by specific topic. Also stop by for monthly recaps of hot articles for the previous... more +

After the Supreme Court Judgement – What’s Next for Motor Finance Claims in the UK?

Akin Gump Strauss Hauer & Feld LLP on 8/6/2025

The types of consumer credit arrangements at issue in all of the relevant motor finance cases are “three-cornered” transactions. Motor dealers would offer a car for sale, which a member of the public would then see and wish...more

BNPL: Buy Now, Regulate in 2026 - FCA publishes proposals

Hogan Lovells on 7/21/2025

Key takeaways The FCA has published details of the ‘proportionate’, ‘flexible’ and outcomes-focused conduct regime it is proposing for newly regulated BNPL agreements. These include a pragmatic approach to documentation and a...more

A Deep Dive Into Intermediary Remuneration as the UK Supreme Court Considers Its Legality

Skadden, Arps, Slate, Meagher & Flom LLP on 5/22/2025

Is payment to an intermediary, not by its client but by the financial service provider, an illegal inducement or a legitimate distribution cost? In Hopcraft, the UK Supreme Court will consider this perennial question. The...more

UK consumer credit reform and buy-now pay-later regulation – May 2025 developments

Hogan Lovells on 5/20/2025

On 19 May 2025, HM Treasury released a suite of publications as part of its ongoing efforts to modernise the UK’s consumer credit framework. These include the Consumer Credit Act Reform – Phase 1: May 2025 Consultation, the...more

UK Proposes New Approach To Regulate ‘Buy Now, Pay Later’ Market Amid Rising Consumer Debt Concerns

Skadden, Arps, Slate, Meagher & Flom LLP on 11/5/2024

In the UK, 14 million people used “buy now, pay later” (BNPL) at least once in the six months leading up to January 2023. Frequent users were more than four times as likely as other consumers to have missed a payment on a...more

5 Results

View per page