Property Damage, Summary Judgment, Commercial Insurance Policies

Western District of Texas Batches Thousands of Stucco Claims into Single Occurrence Pursuant to “Single Occurrence Clause”...

Zelle LLP on 8/26/2025

Meritage Homes of Texas, Florida, and Meritage Homes Corporation (collectively, “Meritage”), a national residential homebuilder, brought suit against its umbrella insurer, AIG Specialty Insurance Company (“AIG”), over...more

Fifth Circuit Holds That Ensuing Loss Provision of Builders’ Risk Policy Requires Two Separate Events to Qualify for the...

Carlton Fields on 9/16/2020

In Balfour Beatty Construction, LLC v. Liberty Mutual Fire Insurance Company, No. 19-20216 (August 3, 2020), the Fifth Circuit determined that Liberty Mutual’s policy does not cover a construction company’s claim for window...more

Ransomware Attack Replacement Costs Are Covered “Direct Physical Loss or Damage” Under Standard Business Owner’s Policy, According...

Carlton Fields on 3/6/2020

A Maryland federal court recently weighed in on the still-murky world of insurance coverage for cybersecurity losses, finding replacement costs necessitated by a ransomware attack were “direct physical loss or damage” to a...more

Property Damage › Summary Judgment › Commercial Insurance Policies

Western District of Texas Batches Thousands of Stucco Claims into Single Occurrence Pursuant to “Single Occurrence Clause”...

Fifth Circuit Holds That Ensuing Loss Provision of Builders’ Risk Policy Requires Two Separate Events to Qualify for the...

Ransomware Attack Replacement Costs Are Covered “Direct Physical Loss or Damage” Under Standard Business Owner’s Policy, According...

Loss of Use can be “Property Damage” under Insurance Policies

Flood Exclusion Unambiguously Excludes Coverage For $49.5M In Hurricane Sandy Losses Caused By Storm Surge

“Context Matters” – Tenth Circuit Holds Mudslide Not an Explosion Under Property Policy

Property Damage › Summary Judgment › Commercial Insurance Policies

Western District of Texas Batches Thousands of Stucco Claims into Single Occurrence Pursuant to “Single Occurrence Clause”...

Fifth Circuit Holds That Ensuing Loss Provision of Builders’ Risk Policy Requires Two Separate Events to Qualify for the...

Ransomware Attack Replacement Costs Are Covered “Direct Physical Loss or Damage” Under Standard Business Owner’s Policy, According...

Loss of Use can be “Property Damage” under Insurance Policies

Flood Exclusion Unambiguously Excludes Coverage For $49.5M In Hurricane Sandy Losses Caused By Storm Surge

“Context Matters” – Tenth Circuit Holds Mudslide Not an Explosion Under Property Policy

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