News & Analysis as of August 4, 2025

National Bank Act

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OCC confirms that its national bank preemption regulations are valid and require no changes despite Cantero Supreme Court opinion

Ballard Spahr LLP on 6/23/2025

The OCC has mounted a vigorous defense of federal preemption, calling it “a cornerstone of the dual banking system, under which federally and state-charted banks operate alongside each other.”...more

SCOTUS slated to make lasting impact on consumer financial services industry in 2024

Ballard Spahr LLP on 1/3/2024

This New Year is setting up to be a momentous one for the consumer financial services industry in the United States Supreme Court. In 2024, the Supreme Court is expected to decide four impactful cases that may hold that the...more

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Regulatory Authority › Chevron Deference › National Bank Act

OCC confirms that its national bank preemption regulations are valid and require no changes despite Cantero Supreme Court opinion

SCOTUS slated to make lasting impact on consumer financial services industry in 2024

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