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Regulatory Burden Federal Deposit Insurance Corporation Banking Sector

Nutter McClennen & Fish LLP

Nutter Bank Report: July 2025

In the wake of the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act), the federal banking agencies have issued joint guidance to provide clarity on supervisory expectations for banks that...more

Ballard Spahr LLP

FDIC seeks comment on its communication methods

Ballard Spahr LLP on

The FDIC has issued a request for information that seeks comment on how the FDIC can make its communications with insured depository institutions (IDIs) “more effective, streamlined, and clear.” ...more

Vedder Price

Phoenix Rising: De Novo Bank Formation?

Vedder Price on

According to the Federal Deposit Insurance Corporation (“FDIC”), from 2000 to 2008 there were 1,042 de novo community banks newly chartered in the United States. From 2011-2017, the FDIC received only 30 de novo applications...more

Ruder Ware

Conference of State Bank Supervisors Urges Federal Regulators to Simplify Regulatory Capital Rules

Ruder Ware on

On September 27, 2017, the FDIC, the Federal Reserve, and the OCC (the “Agencies”) issued a proposed rule that simplifies the compliance requirements of the existing regulatory capital rules and is intended to reduce the...more

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