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Regulatory Requirements Consumer Protection Laws

K&L Gates LLP

Illinois Enacts Its Own Digital Assets Laws

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On 18 August 2025, Illinois Governor JB Pritzker signed into law the Digital Assets and Consumer Protection Act (the Act), granting the Illinois Department of Financial and Professional Regulation (the Department) supervisory...more

Fox Rothschild LLP

The FTC Still Cares About Privacy

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What should you know about recent FTC enforcement actions announced over the last few days? In short, privacy enforcement is a “go.” Here are some takeaways....more

Hudson Cook, LLP

Massachusetts Fee Transparency Rules Take Effect: What Rental Housing Providers Need to Know

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After a long introduction, new general business rules from the Massachusetts Office of the Attorney General (OAG) governing transparency in price disclosure and negative option renewals took effect September 2....more

Rivkin Radler LLP

NY Insurer Fined $250,000 for Mental Health “Ghost Network”

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The New York Attorney General’s office recently announced an agreement with MVP Health Care under which the insurer will pay $250,000 in penalties, fees, and costs to the state for maintaining an inaccurate mental health...more

Kelley Drye & Warren LLP

California AG Issues Alert on California’s Automatic Renewal Law

Last week, we reported that HelloFresh had agreed to settle an investigation by the California Automatic Renewal Task Force. As part of the settlement, the company is required to pay $7.5 million and make various changes to...more

Mayer Brown

Illinois Adopts Regulatory Regime for Digital Assets

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On August 18, 2025, Illinois enacted Senate Bill 1797, the Digital Assets and Consumer Protection Act (the “Act”), establishing a regulatory framework designed to enhance customer protections for digital asset activities and...more

Paul Hastings LLP

Colorado Delays Enforcement of AI Act

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On August 28, Colorado Gov. Jared Polis signed SB4, delaying the effective date of the Colorado AI Act (CAIA) from February 1, 2026, to June 30, 2026. Earlier this summer, Gov. Polis called the Colorado Legislature into a...more

Ropes & Gray LLP

Greenwashing Legislation Trends: Key Takeaways for Businesses

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On Wednesday, August 27, Ropes & Gray Litigation & Enforcement partner Alexander Simkin and associate Eileen Falk joined Sami Grover, Sustainability Communications Director at thinkPARALLAX, to discuss the intersection...more

Shipkevich PLLC

Texas Mini-TCPA Took Effect September 1: Are You Ready?

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Effective September 1, 2025, Texas Senate Bill 140—often referred to as the state’s “Mini-TCPA”—became law. The change means that text messages are now treated the same way as telephone solicitations under Texas rules....more

Walkers

The case for payment regulations in the Crown Dependencies

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Payments was historically a hidden component of financial services only fully understood by specialists. In the last 20 years, however, it has become a strategic differentiator not just between banks but also between...more

Troutman Pepper Locke

Paddle's Payment Predicament: Unpacking FTC's Compliance Crackdown — Payments Pros – The Payments Law Podcast

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In this episode of Payments Pros, hosts Keith Barnett and Carlin McCrory examine the recent $5 million settlement between the Federal Trade Commission (FTC) and Paddle.com, a UK-based payment processor. The discussion centers...more

Sheppard Mullin Richter & Hampton LLP

Massachusetts AG Secures $795,000 Settlement for Alleged Data Security and Breach Notification Failures

On August 19, Massachusetts Attorney General Andrea Joy Campbell announced a $795,000 settlement with a property management company for alleged violations of the Massachusetts Consumer Protection Act, and the Massachusetts...more

Cozen O'Connor

NY AG Puts Mental Health Ghost Network to Rest

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New York AG Letitia James has announced an agreement with MVP Health Plan (MVP) following an investigation that found systemic problems with the insurer’s mental health provider network. The investigation revealed that MVP’s...more

Bilzin Sumberg

The Legal Risks of AI in the Homebuilding Industry

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Artificial intelligence (AI) is increasingly transforming the homebuilding industry, bringing new efficiencies to design, project management, supply chain coordination, and customer engagement. With its tantalizing promise of...more

A&O Shearman

Redress Roadmap: What Firms Need to Know Now

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The UK Financial Conduct Authority (FCA), Financial Ombudsman Service (FOS) and HM Treasury (HMT) are seeking to reform the financial redress system to deliver greater predictability, consistency and efficiency in resolving...more

Sheppard Mullin Richter & Hampton LLP

Eighth Circuit Says Not So Fast to FTC’s “Click to Cancel” Rule

The Federal Trade Commission (“FTC”) set out to modernize the Negative Option Rule promulgated in 1973, now referred to as the “Click to Cancel” rule (the “Rule”), to make it easier for consumers to cancel recurring...more

Troutman Pepper Locke

Illinois Passes New Laws Designed to Safeguard Consumers Against Cryptocurrency Fraud

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Last week, Illinois Governor JB Pritzker signed two landmark pieces of legislation aimed at protecting consumers from cryptocurrency scams and fraud. The Digital Assets and Consumer Protection Act (SB1797) and the Digital...more

Paul Hastings LLP

Marketing Texts in Texas: SB 140 Broadens State Telemarketing Regulations

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On September 1, 2025, Texas Senate Bill 140 (SB 140) becomes effective, broadening certain aspects of the state’s telemarketing law to cover text messages, multimedia messages and similar electronic communications. The...more

Troutman Amin LLP

Easy Dobronski Win: Court Recalculates Higher Damages and Grants Default

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In his latest win, Mark Dobronski filed suit against George Magana Younghorse, doing business as Signzdirect, claiming 19 unsolicited fax advertisements violated both the Telephone Consumer Protection Act (TCPA) and...more

Wiley Rein LLP

Wiley Consumer Protection Download (August 26, 2025)

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FTC Chairman Sends Warning Letters to Technology Companies Regarding Data Security and Censorship. On August 21, FTC Chairman Andrew Ferguson sent warning letters to thirteen technology companies that provide cloud computing,...more

Warner Norcross + Judd

Reminder: Insurance Agents/Brokers Are Required to Notify the State of Criminal Prosecutions or Administrative Proceedings

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Michigan’s Department of Insurance and Financial Services (DIFS) requires insurance producers (individual agents/brokers and business agencies, collectively, “Insurance Producers”) to provide notice of certain criminal or...more

Orrick, Herrington & Sutcliffe LLP

Illinois enacts law limiting liability for coerced debt

On August 18, Illinois enacted HB 3352, amending the state’s Collection Agency Act to add Section 9.6 and establish that “a debtor is not liable for any coerced debt.” The law defines “coerced debt” as debt incurred through...more

Orrick, Herrington & Sutcliffe LLP

Illinois enacts a new virtual currency kiosk consumer protection act

On August 18, Illinois enacted SB 2319, creating the Virtual Currency Kiosk Consumer Protection Act. The law imposes new requirements on virtual currency kiosk operators, including consumer disclosures, anti-fraud policies,...more

Womble Bond Dickinson

A Practical Guide for Offering Online Contests and Promotions

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The internet is now the primary medium for operators to disseminate online gaming, sweepstakes, and contests to participants worldwide. Opposing moral viewpoints, conflicting statutory interpretations and legal challenges...more

Troutman Pepper Locke

Point-of-Sale Finance Series: Understanding the Development and Regulation of Buy Now, Pay Later Products — The Consumer Finance...

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In this crossover episode of The Consumer Finance Podcast and Payments Pros, guest host Taylor Gess is joined by Jason Cover and Jeremy Sairsingh to discuss buy now, pay later (BNPL) products as they continue to dive into the...more

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