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Regulatory Requirements › Consumer Reporting Agencies › Credit Reports

Orrick, Herrington & Sutcliffe LLP

CFPB issues correction of “credit invisibles” estimate

Orrick, Herrington & Sutcliffe LLP on

On June 23, the CFPB issued a technical correction and update to its estimate of “credit invisibles” — adults in the U.S. without a credit record or with insufficient credit history to generate a credit score. As previously...more

Holland & Knight LLP

CFPB Seeks to Vacate the Medical Debt Rule

Holland & Knight LLP on

The CFPB on April 30, 2025, reached an agreement with lender trade groups to vacate the Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information Rule (the Medical Debt Rule). The joint motion...more

Troutman Pepper Locke

The Next FCRA Frontier: Identity Theft and CFPB Updates — FCRA Focus Podcast

Troutman Pepper Locke on

In this episode of FCRA Focus, hosts Kim Phan and Dave Gettings bring you the latest updates from the regulatory and litigation sides of the house. Dave shares his insights on the challenges and litigation surrounding...more

Ballard Spahr LLP

Credit reporting trade association seeks injunction to block NJ law requiring credit reports to be made available in multiple...

Ballard Spahr LLP on

The Consumer Data Industry Association (CDIA), the world’s largest trade association whose members include consumer reporting agencies operating in the United States and throughout the world, has filed a lawsuit against the...more

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