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Regulatory Requirements European Union Banking Sector

A&O Shearman

Regulatory Monitoring: EU version - August 2025

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Our monthly regulatory newsletter monitors all relevant developments regarding European regulatory law in English language. ECB: Opinion on the supervisory independence of Lietuvos bankas and the prevention of conflicts of...more

A&O Shearman

Regulatory Monitoring - August 2025

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Our monthly regulatory newsletter monitors all relevant developments regarding German and European regulatory law in English language. BMF: Draft bill for the Banking Directive Implementation and Bureaucracy Relief Act...more

A&O Shearman

EBA Publishes Final RTS for Off-balance Conversion Factors Under CRR

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The European Banking Authority (EBA) has published its final draft regulatory technical standards (RTS) concerning the allocation of off-balance sheet items and the specification of factors that may constrain institutions'...more

A&O Shearman

ECB Issues Opinion On Lithuania's CRD VI Transposition Into National Law

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The European Central Bank (ECB) has published its opinion adopted on 14 August in response to a request from Lithuania's Minister of Finance. The opinion concerns proposed amendments to the Law on Lietuvos bankas (the draft...more

A&O Shearman

Amending Draft EU ITS on Benchmarking of Internal Models

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The European Banking Authority (EBA) has published its final draft implementing technical standards (ITS), amending the Implementing Regulation on the benchmarking of credit and market risk for the 2026 exercise. The EBA...more

A&O Shearman

ECB Decision on Safeguards in Relation to Access by CCPS to Eurosystem Overnight Credit in TARGET

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Decision 2025/1734 of the European Central Bank (ECB) of 31 July on safeguards in relation to access by central counterparties (CCPs) to Eurosystem overnight credit in TARGET, has been published in the Official Journal. Under...more

A&O Shearman

SRB Operational Guidance on Separability and Transferability for Transfer Tools

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The EU Single Resolution Board (SRB) has launched a consultation on its operational guidance for banks on separability and transferability. The SRB has updated its 2021 operational guidance on separability and seeks to align...more

A&O Shearman

EBA Confirm Approach to Postponement of Revised Market Risk Framework

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The European Banking Authority (EBA) published a statement confirming that following the European Commission's Delegated Act postponing the application of the market risk framework (FRTB) by one more year, to 1 January 2027,...more

A&O Shearman

EBA Publishes New Q&A in Relation to DORA

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The European Banking Authority (EBA) published single rulebook Q&A relating to the Digital Operational Resilience Act (DORA). The answers to the questions were given by the joint European Supervisory Authorities....more

A&O Shearman

EBA Publishes New Q&A in Relation to the Securitisation Regulation

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The European Banking Authority (EBA) published single rulebook Q&A relating to the Securitisation Regulation. The answers to the questions were given by the European Commission. The Q&A cover...more

A&O Shearman

Technical Standards Supplementing the Capital Requirements Directive Regarding the Functioning of Colleges of Supervisors

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Commission Delegated Regulation 2025/791 and Commission Implementing Regulation 2025/790, with regard to the functioning of colleges of supervisors referred to in Articles 116 and 51(3) of Directive 2013/36 (CRD IV) have been...more

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EBA Consults on Revised Guidelines on Internal Governance Under CRD VI

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The European Banking Authority (EBA) launched a consultation on proposed revisions to its guidelines on internal governance under the Capital Requirements Directive (CRD). The revisions form part of the EBA's broader roadmap...more

A&O Shearman

SRB Finalises Operational Guidance for Banks on Resolvability Self-assessment

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The Single Resolution Board (SRB) published its Operational Guidance for Banks on Resolvability Self-Assessment, accompanied by a press release. This marks a shift towards a more structured and standardised approach for banks...more

A&O Shearman

EBA publishes final RTS for operational risk loss under CRR3

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The European Banking Authority (EBA) has published a final report containing three final draft regulatory technical standards (RTS) aimed at standardising the collection and recording of operational risk losses under the...more

A&O Shearman

EBA consults on draft ITS for supervisory reporting for third-country branches under CRD VI

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The European Banking Authority (EBA) has published a consultation paper on draft implementing technical standards (ITS) for the supervisory reporting of third-country branches under the Capital Requirements Directive (CRD...more

A&O Shearman

ECB publishes revised guide to internal models

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The European Central Bank (ECB) has published a revised version of its guide to internal models, reflecting updates under the Capital Requirements Regulation (CRR3) and the revised Basel framework. The update enhances...more

A&O Shearman

ECB finalises revisions to guide on options and discretions under EU banking law

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The European Central Bank (ECB) has published an updated guide outlining its supervisory stance on the exercise of options and discretions provided for under the Capital Requirements Regulation (CRR) and the Capital...more

Cadwalader, Wickersham & Taft LLP

Summer Reading: CRD VI, August 2025 - What Fund Finance Lenders Need To Know About CRD VI

One of the aims of the European Union’s Capital Requirements Directive VI (CRD VI) is to harmonise the banking supervisory and access framework across the EU, including in relation to the provision of core banking services....more

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EBA publishes report on direct provision of banking services from third countries under CRD VI

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The European Banking Authority (EBA) has published its report under Article 21c(6) of the Capital Requirements Directive VI on whether to amend the provisions governing the direct provision of core banking services from third...more

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EC consults on the treatment of equity exposures under legislative programmes

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The European Commission has published a targeted consultation, accompanied by a press release, on a draft communication regarding the prudential treatment of equity investments by banks under legislative programmes in Article...more

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Regulatory monitoring: EU version - July 2025

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1. Bank regulation - 1.1 PRUDENTIAL REGULATION - a) General - (i) EU - EBA: Report on the exemption of third country undertakings from the requirement to set-up a branch for the provision of banking services to EU...more

A&O Shearman

Regulatory monitoring - July 2025

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1. Bank regulation - 1.1 PRUDENTIAL REGULATION - a) General - (i) EU EBA: Report on the exemption of third country undertakings from the requirement to set-up a branch for the provision of banking services to EU...more

A&O Shearman

CRD VI—European Banking Authority report on direct provision of services from third country institutions

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This note discusses the European Banking Authority’s (EBA’s) report, published on July 23, 2025, which addresses whether and when EU non-bank entities should be allowed to deal with locally unregulated non-EU banks. In some...more

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EBA’s draft regulatory technical standards elaborate on requirements for EU branches of non-EU banks under CRD VI

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Directive 2024/1619 (CRD VI) will (among other things) establish a new and more prescriptive EU regulatory regime for EU branches of non-EU banks. New harmonised licencing, authorisation, capital, liquidity, booking, and...more

Hogan Lovells

CRD6 – EBA rejects extension of exemptions for third country banks

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The European Banking Authority (EBA) has published a Report on the direct provision of banking services from third countries under the new Capital Requirements Directive (CRD6). Its conclusions are that proposed exemption...more

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