News & Analysis as of July 30, 2025

Mortgages

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EBA consults on amendments to RTS for risk weights on immovable property exposures

A&O Shearman on 5/7/2025

The European Banking Authority (EBA) has issued a consultation paper on draft regulatory technical standards (RTS) amending Delegated Regulation (EU) 2023/206, supplementing Regulation (EU) No 575/2013 (CRR). The EBA is...more

UK FCA consultation on loan to income flow limit in mortgage lending

A&O Shearman on 4/15/2025

The UK Financial Conduct Authority (FCA) has published a consultation on proposed amendments to the Prudential Regulation Authority's (PRA) rulebook and FCA guidance on the de minimis threshold for the loan to income flow...more

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Regulatory Requirements › Proposed Amendments › Mortgages

EBA consults on amendments to RTS for risk weights on immovable property exposures

UK FCA consultation on loan to income flow limit in mortgage lending

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