News & Analysis as of September 10, 2025

PSD2

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Payments: European Court of Justice (ECJ) rules on PSP liability for unauthorised transactions and late PSU notification

Hogan Lovells on 8/28/2025

The ECJ has confirmed that a payment service user (PSU) is deprived of the right to reimbursement for an unauthorised transaction under PSD1 if: they fail to notify without undue delay upon becoming aware of it; or...more

MiCA and PSD2: EBA issues No Action letter on dual authorisation

Hogan Lovells on 6/17/2025

The EBA has set out its opinion on the interplay between MiCA and PSD2 in relation to crypto-asset service providers (CASPs) that transact with electronic money tokens (i.e. a category of stablecoins under MiCA). The EBA...more

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Regulatory Requirements › Regulatory Reform › PSD2

Payments: European Court of Justice (ECJ) rules on PSP liability for unauthorised transactions and late PSU notification

MiCA and PSD2: EBA issues No Action letter on dual authorisation

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