Retailers, Payment Systems, Credit Cards

Bedlam No More: Oklahoma Formally Allows Credit Card Surcharges

Bass, Berry & Sims PLC on 6/4/2025

On May 28, Oklahoma enacted SB 677, which became law without the signature of Oklahoma Governor Kevin Stitt. This new law repeals Oklahoma Statute Title 14A, Section 2-417, which previously barred sellers from imposing a...more

PCI DSS 4.0 Introduces Transformational Change: New Risk Analysis, Governance Requirements and Alternative Customized Approach

McDermott Will & Schulte on 4/4/2022

On March 31, 2022, the Payment Card Industry Security Standards Council released version 4.0 of its Data Security Standard (PCI DSS 4.0). The new version—which brings major changes to the payments ecosystem—places an...more

Credit Cards and the Payment Card Industry Data Security Standard

BCLP on 7/10/2018

For most retailers their primary source of revenue comes from credit card transactions. In order to accept credit cards, a retailer must enter into a contractual agreement with a payment processor and a merchant bank....more

New Security Standard for PINS Will Give Retailers Less Costly Processing Options

BCLP on 2/9/2018

A new standard published by the Payment Card Industry Security Standards Council (“PCI SSC”) may make it easier and less costly for retailers to take advantage of lower cost PIN based transactions in card present scenarios....more

Second Circuit Rejects Constitutional Challenge to New York “No Credit Card Surcharge” Law

Ballard Spahr LLP on 10/16/2015

A New York state law that prohibits merchants from imposing a surcharge on credit card purchases does not violate the First Amendment or the Due Process Clause, the U.S. Court of Appeals for the Second Circuit recently ruled....more

Chip-and-PIN (EMV) Credit Card Liability Shift is Oct. 1: Are You Ready?

Davis Wright Tremaine LLP on 9/17/2015

October 1 is right around the corner. Merchants, retailers, hotels and restaurants: are you ready for what’s in your customers’ wallets? Starting next month, the payment card industry’s transition to chip-and-PIN (also known...more

A Primer on EMV Technology for Merchants

Proskauer - Privacy & Cybersecurity on 12/16/2014

With the new year just around the corner, retailers should make a resolution to learn more about EMV technology. That’s because 2015 is slated to be the year EMV technology makes significant inroads in the United States, and...more

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