News & Analysis as of September 10, 2025

U.S. Treasury

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The Small Business Administration is a United States federal agency established in 1953 by the Small Business Act. The SBA is dedicated to assisting and supporting small business and entreprenuers. The SBA carries out its mission through a variety of programs including providing financial and federal contract procurement assistance, management assistance, and specialized outreach to women, minorities and armed forces veterans. less -

President Trump Takes Action to Ensure Fair Banking for All Americans

Amundsen Davis LLC on 8/8/2025

On August 7, 2025, President Donald J. Trump signed an executive order titled “Guaranteeing Fair Banking for All Americans.” The order asserts that financial institutions have restricted the access of individuals and...more

Initial PRF Reporting Deadline Extended to September 30; Other New Deadlines Provide

Chambliss, Bahner & Stophel, P.C. on 6/15/2021

On Friday, June 11, 2021, the Department of Health and Human Services (HHS) announced four new deadlines for using and reporting on Provider Relief Fund (PRF) distributions. The new guidance was issued through an updated...more

SBA and Treasury Announce PPP Re-Opening; Issue New Guidance

Orrick - Finance 20/20 on 1/27/2021

On January 8, the U.S. Small Business Administration, in consultation with the Treasury Department, announced that the Paycheck Protection Program will re-open the week of January 11 for new borrowers and certain existing PPP...more

Economic Aid Act: 10 Things to Know about Second Draw PPP Loans - Update

Schwabe, Williamson & Wyatt PC on 1/26/2021

Late on January 6, 2021, the Small Business Administration (the “SBA”) and the Department of Treasury released an Interim Final Rule called “Business Loan Program Temporary Changes; Paycheck Protection Second Draw Loans”...more

SBA and Treasury Department Issue New Guidance on PPP

Goodwin on 1/15/2021

In this Issue. The Office of the Comptroller of the Currency (OCC) issued guidance on its authority to charter limited purpose trust companies, raising the possibility that a limited purpose national bank could be organized...more

PPP 2.0: Welcome, But Still Too Complicated?

White and Williams LLP on 1/15/2021

While the arrival of vaccines for the coronavirus have us seeing the proverbial light at the end of the COVID-19 tunnel, many small businesses, particularly in industries such as travel, hospitality and specialty retail,...more

U.S. Treasury Issues Additional Guidance Regarding Loan Forgiveness

Sullivan & Worcester on 8/14/2020

The U.S. Treasury recently issued additional guidance in the form of frequently asked questions regarding the Paycheck Protection Program (PPP) created by the Coronavirus Aid, Relief, and Economic Security Act. The guidance...more

SBA and Treasury Publish New PPP Guidance, Delineate Loan Forgiveness Appeal Procedures

Chambliss, Bahner & Stophel, P.C. on 8/13/2020

Late on August 11, the Small Business Administration (SBA) and the Treasury Department published new, limited guidance on Paycheck Protection Program loan forgiveness: PPP FAQ updates and PPP loan forgiveness FAQ updates. The...more

New Regulations Provide Key Forgiveness Flexibility for PPP Loan Borrowers, But Borrower Information Will Now Be Made Publicly...

Chambliss, Bahner & Stophel, P.C. on 6/24/2020

The Small Business Administration (SBA) and the Treasury Department have issued additional regulations implementing the Paycheck Protection Program Flexibility Act. Most of the adjustments are merely “clean up” changes to...more

Are We There Yet? SBA Issues Revised Guidance to Harmonize PPP with Flexibility Act Changes

White and Williams LLP on 6/24/2020

The Payroll Protection Program Flexibility Act of 2020 (Flexibility Act), enacted on June 5, 2020, made a series of significant changes to the Paycheck Protection Program (PPP) that were designed to accommodate borrowers who...more

SBA Guidance Clarifies PPP Forgiveness & Felony Conviction Eligibility. Re-Opens Economic Injury Disaster Loan Program

Holland & Hart LLP on 6/19/2020

On June 11th and 12th, the Treasury Department and the Small Business Administration (SBA) unveiled consecutive days of revisions to the first interim final rule for the Paycheck Protection Program (PPP) as well as revised...more

SBA Issues Fresh Guidance and Streamlined Forgiveness Application

Bracewell LLP on 6/18/2020

On June 16, the Small Business Administration released an updated PPP Loan Forgiveness Application (SBA Form 3508) and a simplified version for certain eligible borrowers (SBA Form 3508EZ), both reflecting program changes...more

UPDATE: U.S. House of Representatives Seeks to Amend the CARES Act to Provide Borrower’s Relief under the PPP

Vedder Price on 6/1/2020

On May 28, 2020, the U.S. House of Representatives passed legislation that, if adopted by the Senate and signed into law by the President, would provide considerable relief to borrowers under the Paycheck Protection Program...more

Let the Good Times Roll – The SBA Issues Interim Final Rules on PPP Loan Forgiveness, Including Guidance on the Payment of Bonuses...

Foster Garvey PC on 5/29/2020

On Friday, May 22, 2020, the Small Business Administration (“SBA”), in conjunction and consultation with the U.S. Department of the Treasury (“Treasury”), published an interim final rule (“IFR”) containing new guidance on the...more

New Rules Issued Clarifying PPP Loan Forgiveness, Lender Responsibilities and SBA Review

Bracewell LLP on 5/28/2020

On May 22, the SBA and Treasury released two additional interim final rules (IFRs) on PPP loan forgiveness, providing specific guidance to borrowers and lenders regarding their responsibilities, as well as information on the...more

SBA Releases Additional PPP Loan Forgiveness Guidance

Tarter Krinsky & Drogin LLP on 5/27/2020

On May 22, 2020, the Small Business Administration (SBA), in consultation with the U.S. Department of Treasury (Treasury), published an interim final rule (the Forgiveness Guidance) to supplement previous Paycheck Protection...more

SBA and Treasury Department Release PPP Forgiveness Regulations

ArentFox Schiff on 5/26/2020

On May 22, 2020, the Small Business Administration (SBA) and US Department of Treasury released long-promised forgiveness regulations (Regulations) for the Paycheck Protection Program (PPP). The Regulations provide greater...more

The SBA Issues Forgiveness Application and Guidance for the Paycheck Protection Program: What Employers Need to Know

Mintz - Employment Viewpoints on 5/25/2020

On Friday, May 15, 2020, the Small Business Administration, in consultation with the U.S. Department of the Treasury, released the Paycheck Protection Program (PPP) Loan Forgiveness Application. The application is accompanied...more

Forgiveness is Divine: Insight for PPP Borrowers to Maximize Loan Forgiveness

Moore & Van Allen PLLC on 5/22/2020

As businesses that have received funds (“Borrowers”) under the CARES Act’s Paycheck Protection Program (“PPP”) execute their COVID-19 survival strategies, it is important that these survival strategies are designed to take...more

PPP Loan Forgiveness Application

Woods Rogers on 5/19/2020

This Article is based on information available as of May 18, 2020. The information is subject to change as additional guidance is provided. The SBA has now published its PPP Loan Forgiveness Application (SBA Form 3508) which...more

SBA Releases Paycheck Protection Program Forgiveness Application and Instructions

Pillsbury Winthrop Shaw Pittman LLP on 5/19/2020

On May 15, 2020, the Small Business Administration (SBA) published the application form that Paycheck Protection Program (PPP) borrowers will submit to their banks when they apply for forgiveness of their PPP loans. The...more

Small Business Administration Releases PPP Forgiveness Application

ArentFox Schiff on 5/19/2020

On May 15, 2020, the Small Business Administration (SBA) released the Loan Forgiveness Application for loans under the Paycheck Protection Program (PPP). The release of the Forgiveness Application sheds further light on the...more

SBA Releases Long-Awaited PPP Forgiveness Application and Instructions

Bracewell LLP on 5/19/2020

On May 15, the SBA and Treasury released the long-awaited PPP loan forgiveness application and related guidance, providing much-needed clarity and ending weeks of speculation about how borrowers will obtain loan forgiveness....more

Paycheck Protection Program Loan Forgiveness Application

Harris Beach Murtha PLLC on 5/19/2020

On late Friday, May 15, 2020, U.S. Department of the Treasury and SBA issued the Paycheck Protection Program Loan Forgiveness Application. The application consists of four components: (1) the PPP Loan Forgiveness Calculation...more

“Forgive Me SBA, For I Have Complied With the PPP”: SBA Releases PPP Loan Forgiveness Application

White and Williams LLP on 5/19/2020

On May 15, 2020, the U.S. Small Business Administration (SBA) and the U.S. Department of the Treasury (Treasury) released the Paycheck Protection Program (PPP) loan forgiveness application and related instructions...more

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