UK, Policy Terms, Denial of Insurance Coverage

English Court Applies Policy Time Limit to Third Party Claim Against Insurer

K&L Gates LLP on 7/31/2025

Introduction - In a decision that highlights the importance of prompt notification of insurance claims, the English High Court has considered the limits of third party recovery under the Third Party (Rights Against Insurers)...more

English Court Decides COVID-19 is a “Catastrophe”

BCLP on 2/14/2024

The English Court has, for the first time, considered the meaning of a “catastrophe”, as well as how Hours Clauses work in the context of non-damage business interruption losses claimed under two Property Catastrophe Excess...more

Arbitrator Denies Cover for Policyholders Regarding Business Interruption Losses

Morgan Lewis on 11/23/2021

A group of hospitality policyholders failed in their attempt to obtain cover under a business interruption policy as it was determined, in an ad hoc arbitration, that the UK central government did not constitute “a competent...more

Orient-Express Overturned: Next Stop Is Less Friendly for UK Insurers

Morgan Lewis on 2/12/2021

The UK Supreme Court in the Financial Conduct Authority’s business interruption test case has overturned a decade-long standing judgment relating to causation and how the “trends” clauses should be interpreted....more

XL’s injunction not “sneaky” in support of arbitration clause in UK D&O Policy

BCLP on 5/24/2019

In XL v Little (May 2019), the Commercial Court granted a final anti-suit injunction to prevent Mr Little, a US individual, from bringing his D&O claim in New York in breach of the insurance policy’s London arbitration...more

UK Court Considers Whether Payment Of Insurance Claim Violates Iran Sanctions

Carlton Fields on 10/30/2018

A court in the United Kingdom has issued a ruling considering the intersection of a clause in an insurance agreement meant to protect the insurer from obligations that would violate international sanctions regimes and the...more